For anyone who can afford to buy state government-sponsored insurance, you really need to do that right away. If you have COBRA health insurance on the independent open market, you are guaranteed coverage even with a preexisting condition. But you need to make sure that you don’t let your COBRA expire before you go shopping. Or else, they could deny you coverage because of your preexisting condition. If you don’t have one, you’ll probably get a very good deal for being healthy and for being someone coming out of COBRA. The important thing here though is to make sure that you don’t let your COBRA expire before you go looking for an alternative.Your portfolio needs to be rebalanced annually. This will help to realign your investments with your goals and risk tolerance. By rebalancing, you can also decide whether to sell some stocks high or buy others low.Some writers capitalize all the words that they think are important or, worse yet, they put words in all caps. This is won’t get your point across any better and it’s distracting. Another mistake is to highlight words with quotation marks. There are specific grammatical uses for quotation marks and this is not one of them Also, do not use quotation marks for common nicknames, terms that readers are likely to know, or well-known expressions.